Fast, Secure, and Compliant Digital Money Management

EFICYENT's E-Money gives your business a safer, more flexible way to store value, move funds, and transact globally—without the delays and complexities of traditional banking. Whether you're a marketplace, trader, exporter, or enterprise, our E-Money solution empowers you to operate with confidence.

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Global money transfer

Open local accounts in 20 countries

Handle global transfers, multi-currency accounts and seamless transactions

Send money to United Arab Emirates
United Arab Emirates
Send money to Australia
Australia
Send money to Brazil
Brazil
Send money to Luxembourg
Luxembourg
Send money to UK
UK
Send money to Hong Kong
Hong Kong
Send money to Mexico
Mexico
Send money to Malaysia
Malaysia
Send money to Nigeria
Nigeria
Send money to Poland
Poland
Send money to Singapore
Singapore
Send money to Thailand
Thailand
Send money to Canada
Canada
Send money to Denmark
Denmark
Send money to New Zealand
New Zealand
Send money to Indonesia
Indonesia
Send money to South Korea
South Korea
Send money to United States
United States
Send money to Vietnam
Vietnam
Send money to Philippines
Philippines

Manage 24 currencies with highly competitive FX rates

We support major SWIFT currencies, including AUD, CAD, CHF, CNH, EUR, GBP, HKD, JPY, NZD, SGD and USD. Additional currencies can be configured upon request on a case-by-case basis

UAE Dirham
AED
UAE Dirham
Australian Dollar
AUD
Australian Dollar
Canadian Dollar
CAD
Canadian Dollar
Chinese Yuan
CNH
Chinese Yuan
Danish Krone
DKK
Danish Krone
Euro
EUR
Euro
British Pound Sterling
GBP
British Pound Sterling
Hong Kong Dollar
HKD
Hong Kong Dollar
Indonesian Rupiah
IDR
Indonesian Rupiah
Israeli New Shekel
ILS
Israeli New Shekel
Indian Rupee
INR
Indian Rupee
Japanese Yen
JPY
Japanese Yen
South Korean Won
KRW
South Korean Won
Moroccan Dirham
MAD
Moroccan Dirham
Mexican Peso
MXN
Mexican Peso
Malaysian Ringgit
MYR
Malaysian Ringgit
Peruvian Nuevo Sol
PEN
Peruvian Nuevo Sol
Philippine Peso
PHP
Philippine Peso
Send money to Polish Zloty
PLN
Polish Zloty
Singapore Dollar
SGD
Singapore Dollar
Thai Baht
THB
Thai Baht
United States
USD
United States
Vietnamese Dong
VND
Vietnamese Dong
South African Rand
ZAR
South African Rand

Make international transfers to 150+ countries

Send money to Afghanistan
Afghanistan
Send money to Bulgaria
Bulgaria
Send money to Ecuador
Ecuador
Send money to Andorra
Andorra
Send money to Cambodia
Cambodia
Send money to Egypt
Egypt
Send money to Antigua and Barbuda
Antigua and Barbuda
Send money to El Salvador
El Salvador
Send money to Cayman Islands
Cayman Islands
Send money to Estonia
Estonia
Send money to Austria
Austria
Send money to China
China
Send money to Eswatini (Swaziland)
Eswatini (Swaziland)
Send money to Bahamas
Bahamas
Christmas Island
Christmas Island
Send money to Falkland Islands
Falkland Islands
Send money to Bahrain
Bahrain
Send money to Cocos (Keeling) Islands
Cocos (Keeling) Islands
Federated States of Micronesia
Federated States of Micronesia
Send money to Bangladesh
Bangladesh
Send money to Costa Rica
Costa Rica
Send money to Fiji
Fiji
Send money to Barbados
Barbados
Send money to Croatia
Croatia
Send money to Finland
Finland
Send money to Belgium
Belgium
Send money to Cuba
Cuba
Send money to France
France
Send money to Belize
Belize
Send money to Cypru
Cyprus
Send money to Germany
Germany
Send money to Bermuda
Bermuda
Send money to Gibraltar
Gibraltar
Send money to Bhutan
Bhutan
Send money to Dominica
Dominica
Send money to Greece
Greece
Send money to Botswana
Botswana
Send money to Dominican Republic
Dominican Republic
Send money to Grenada
Grenada
Send money to Maldives
Maldives
Send money to Haiti
Haiti
Send money to Jersey
Jersey
Send money to Malta
Malta
Send money to Honduras
Honduras
Send money to Jordan
Jordan
Send money to Marshall Islands
Marshall Islands
Send money to Kiribati
Kiribati
Send money to Mexico
Mexico
Send money to Hungary
Hungary
Send money to Kosovo
Kosovo
Send money to Micronesia
Micronesia
Send money to Iceland
Iceland
Send money to Kuwait
Kuwait
Send money to Monaco
Monaco
Send money to India
India
Send money to Laos
Laos
Send money to Mongoli
Mongolia
Send money to Latvia
Latvia
Send money to Montenegro
Montenegro
Send money to Iran
Iran
Send money to Lebanon
Lebanon
Send money to Myanma
Myanmar
Send money to Guernsey
Guernsey
Send money to Iraq
Iraq
Send money to Lesotho
Lesotho
Send money to Myanmar
Myanmar (Burma)
Send money to Ireland
Ireland
Send money to Liechtenstein
Liechtenstein
Send money to Namibia
Namibia
Send money to Isle of Man
Isle of Man
Send money to Lithuania
Lithuania
Send money to Nauru
Nauru
Send money to Israel
Israel
Send money to Luxembourg
Luxembourg
Send money to Nepal
Nepal
Send money to Italy
Italy
Send money to Macau
Macau
Send money to Netherlands
Netherlands
Send money to Jamaica
Jamaica
Send money to New Zealand
New Zealand
Send money to Brunei
Brunei
Send money to East Timor (Timor-Leste)
East Timor (Timor-Leste)
Send money to Guatemala
Guatemala
Send money to Nicaragua
Nicaragua
Send money to Saint Lucia
Saint Lucia
Send money to Taiwan
Taiwan
Send money to Norfolk Island
Norfolk Island
Send money to Saint Vincent and the Grenadines
Saint Vincent and the Grenadines
Send money to Palau
Palau
Send money to Trinidad and Tobago
Trinidad and Tobago
Send money to Palestine
Palestine
Send money to Slovakia
Slovakia
Send money to Turkey
Turkey
Send money to Panama
Panama
Send money to Slovenia
Slovenia
Send money to Saint Vincent and the Grenadines
Saint Vincent and the Grenadines
Send money to Norway
Norway
Send money to Samoa
Samoa
Send money to Czech Republic
Czech Republic
Send money to Oman
Oman
Send money to San Marino
San Marino
Send money to Pakistan
Pakistan
Send money to Saudi Arabia
Saudi Arabia
Send money to Tonga
Tonga
Send money to Tuvalu
Tuvalu
Send money to Papua New Guinea
Papua New Guinea
Send money to Solomon Islands
Solomon Islands
Send money to South Africa
South Africa
Send money to South Africa
South Korea
Send money to United States
United States
Send money to Portugal
Portugal
Send money to Spain
Spain
Send money to Vanuatu
Vanuatu
Send money to Qatar
Qatar
Send money to Sri Lanka
Sri Lanka
Send money to Vatican City
Vatican City
Send money to Romania
Romania
Send money to Sweden
Sweden
Send money to Vietnam
Vietnam
Send money to Saint Helena
Saint Helena
Send money to Switzerland
Switzerland
Send money to Yemen
Yemen
Send money to Saint Kitts and Nevis
Saint Kitts and Nevis
Send money to Syria
Syria
Send money to Zimbabwe
Zimbabwe
Send money to Andorra
Andorra
Send money to Cyprus
Cyprus
Send money to Greenland
Greenland
Send money to Australia
Australia
Send money to Denmark
Denmark
Send money to Guernsey
Guernsey
Send money to Austria
Austria
Send money to Ecuador
Ecuador
Send money to Hong Kong
Hong Kong
Send money to Bahamas
Bahamas
Send money to El Salvador
El Salvador
Send money to Indonesia
Indonesia
Send money to Belgium
Belgium
Send money to Estonia
Estonia
Send money to Ireland
Ireland
Send money to Brazil
Brazil
Send money to Falkland Islands
Falkland Islands
Send money to Isle of Man
Isle of Man
Send money to Brunei
Brunei
Send money to Faroe Islands
Faroe Islands
Send money to Italy
Italy
Send money to Canada
Canada
Send money to Finland
Finland
Send money to Jersey
Jersey
Send money to Christmas Island
Christmas Island
Send money to France
France
Send money to Kiribati
Kiribati
Send money to Cocos Islands
Cocos Islands
Send money to Germany
Germany
Send money to Kosovo
Kosovo
Send money to Comoros
Comoros
Send money to Gibraltar
Gibraltar
Send money to Latvia
Latvia
Send money to Cook Islands
Cook Islands
Send money to Greece
Greece
Send money to Lithuania
Lithuania
Send money to Luxembourg
Luxembourg
Send money to Slovenia
Slovenia
Send money to Spain
Spain
Send money to Malaysia
Malaysia
Send money to South Korea
South Korea
Send money to Switzerland
Switzerland
Send money to Malta
Malta
Send money to Norfolk Island
Norfolk Island
Send money to Thailand
Thailand
Send money to Marshall Islands
Marshall Islands
Send money to Palau
Palau
Send money to Timor-Leste
Timor-Leste
Send money to Mexico
Mexico
Send money to Panama
Panama
Send money to Tokelau
Tokelau
Send money to Micronesia
Micronesia
Send money to Philippines
Philippines
Send money to Tuvalu
Tuvalu
Send money to Monaco
Monaco
Send money to Poland
Poland
Send money to United Arab Emirates
United Arab Emirates
Send money to Montenegro
Montenegro
Send money to Portugal
Portugal
Send money to United Kingdom
United Kingdom
Send money to Nauru
Nauru
Send money to Puerto Rico
Puerto Rico
Send money to United States
United States
Send money to Netherlands
Netherlands
Send money to Saint Helena
Saint Helena
Send money to Vatican City
Vatican City
Send money to New Zealand
New Zealand
Send money to San Marino
San Marino
Send money to Vietnam
Vietnam
Send money to Nigeria
Nigeria
Send money to Singapore
Singapore
Send money to Zimbabwe
Zimbabwe
Send money to Niue
Niue
Send money to Slovakia
Slovakia
Australia
Australia
New Zealand
New Zealand
Bangladesh
Bangladesh
Norway
Norway
Bulgaria
Bulgaria
Pakistan
Pakistan
Canada
Canada
Philippines
Philippines
China
China
Poland
Poland
Singapore
Singapore
Denmark
Denmark
South Africa
South Africa
Hong Kong
Hong Kong
South Korea
South Korea
India
India
Sweden
Sweden
Indonesia
Indonesia
Thailand
Thailand
Japan
Japan
Turkey
Turkey
Malaysia
Malaysia
United Kingdom
UK
Mexico
Mexico
United States
United States